Ratio App - Finance Tracker 1.4.0

Ratio App offers a comprehensive overview of personal finances by analyzing spending patterns to provide tailored insights and suggestions. It is suitable for those aiming to reduce debt, save for specific goals, or improve their overall financial well-being. The application emphasizes clarity and functionality in financial tracking.

Features include:

• Intuitive and streamlined money management with customizable categories aligned to individual spending and income profiles.
• Personalized icons for categories to enhance visual distinction.
• Receipt scanning functionality reduces manual entry and minimizes receipt loss.
• Spending alerts and prompts serve to foster mindful financial habits.
• An extended description feature for transactions allows users to specify itemized details, providing deeper expense insights beyond typical banking applications.

In-depth analysis tools facilitate better financial decision-making:

• Interactive, visually appealing charts present an overarching view of cash flow.
• Percentage breakdowns illustrate each category’s contribution to total income and expenditure.
• Detailed transaction histories per category enable thorough examination of spending habits over time.
• Weekly summaries offer activity overviews, along with actionable recommendations for financial improvement.
• A straightforward search function allows retrieval of specific past transactions via keywords, categories, dates, or amounts.

Regarding privacy and security:

• The application supports data redaction to conceal sensitive information.
• The app operates offline and online, with secure data synchronization across devices when connected.
• Multi-device access under a single account ensures flexibility in device usage, whether on smartphones, tablets, or computers.

Downloading Ratio App facilitates smarter money management. By using the application, users accept the terms outlined at https://www.ratio.app/terms.